Mortgage Blog
Your Guide to a First Time Home Buyer Mortgage Canada
July 5, 2026 | Posted by: Matt Shepherd
Navigating Your First-Time Buyer Mortgage in Burlington Entering the real estate market is an exciting milestone, but securing a First-Time Homebuyer Mortgage (also known as a First-Time Bu ...
read more
Understanding the Closed Mortgage: Your Guide to Secure Home Financing in Burlington
July 2, 2026 | Posted by: Matt Shepherd
What is a Closed Mortgage and Why Choose One? When navigating the real estate market in Burlington, ON, finding the right financing is crucial. A closed mortgage, also known as a closed-ter ...
read more
Your Guide to a Portable Mortgage in Canada: Switch and Transfer Mortgages Explained
July 1, 2026 | Posted by: Matt Shepherd
Understanding Mortgage Porting and Assumption Transfers in Burlington If you are planning to move to a new home in Burlington, ON, or the surrounding areas like Hamilton and Oakville, you might be wo ...
read more
Renewing Soon? Why Sticky Inflation Could Affect Your Mortgage Strategy This Summer
June 22, 2026 | Posted by: Jason Woods
If your mortgage is coming up for renewal this year, you may be watching interest rate news more closely than usual. That makes sense. A renewal is not just paperwork from your lender, it is a cha ...
read more
June 10, 2026 - Bank of Canada maintains the policy rate at 2.25%
June 10, 2026 | Posted by: Jason Woods
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The conflict in the Middle East is now in its fourth ...
read more
First-Time Buyer GST/HST Rebate, What It Means for New Home Affordability in Canada
June 4, 2026 | Posted by: Jason Woods
Buying a first home in Canada has not been easy. Between higher home prices, changing mortgage rates, stricter qualification standards, and the rising cost of everyday life, many first-time buyers hav ...
read more
Buying a Home in 2026? Why More Housing Starts May Not Mean More Choices
May 28, 2026 | Posted by: Jason Woods
More homes being built in Canada should be encouraging news for homebuyers. More supply can support a healthier housing market over time and may gradually create more opportunities for Canadians w ...
read more
Mortgage Renewal in 2026: Fixed or Variable?
May 11, 2026 | Posted by: Jason Woods
If your mortgage is coming up for renewal in 2026, you are probably asking one very practical question: should I choose a fixed rate or a variable rate? It is a fair question. After several yea ...
read moreApril 29 - 2026 - Bank of Canada maintains policy rate at 2.25%
April 29, 2026 | Posted by: Jason Woods
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The evolving conflict in the Middle East is causing heightened vol ...
read more
Your Complete Guide to a CMHC Insured Mortgage in Burlington
April 29, 2026 | Posted by: Matt Shepherd
Understanding the High-Ratio Insured Mortgage When purchasing a home in Burlington or the surrounding areas, many first-time buyers and seasoned homeowners alike encounter the term high-ratio in ...
read more