Mortgage Blog

Your Complete Guide to Securing a Newcomer Mortgage in Canada

Your Complete Guide to Securing a Newcomer Mortgage in Canada

July 19, 2026 | Posted by: Matt Shepherd

Understanding the New-to-Canada Immigrant Mortgage Welcome to Canada! Settling into a new country is an exciting journey, and purchasing your first home is a major milestone. If you are looking ...

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The Ultimate Guide to a Hybrid Mortgage in Canada: Balancing Fixed and Variable Rates

The Ultimate Guide to a Hybrid Mortgage in Canada: Balancing Fixed and Variable Rates

July 16, 2026 | Posted by: Matt Shepherd

Understanding the Blend Mortgage: How a Fixed-Variable Mortgage Works When navigating the real estate market in Burlington, ON, deciding between a stable rate and a flexible rate can feel ...

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July 15-2026 - Bank of Canada maintains the policy rate at 2.25%

July 15-2026 - Bank of Canada maintains the policy rate at 2.25%

July 15, 2026 | Posted by: Jason Woods

The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. Canada's economy is showing signs of improvement. Gro ...

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Understanding the Low-Ratio Uninsured Mortgage in Canada

Understanding the Low-Ratio Uninsured Mortgage in Canada

July 14, 2026 | Posted by: Matt Shepherd

What is a Low-Ratio Uninsured Mortgage? If you are exploring your home financing options in Burlington, ON, you might have heard the term low-ratio uninsured mortgage. Also known simply as ...

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Expert Guide to Mortgage Refinance in Burlington: Lower Rates and Better Terms

Expert Guide to Mortgage Refinance in Burlington: Lower Rates and Better Terms

July 12, 2026 | Posted by: Matt Shepherd

Understanding Mortgage Refinance in Canada: Rate Reduction and Term Extension If you are a homeowner in Burlington, ON, exploring a mortgage refinance can be one of the smartest financial d ...

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Your Complete Guide to a CMHC Insured Construction Mortgage in Burlington

Your Complete Guide to a CMHC Insured Construction Mortgage in Burlington

July 9, 2026 | Posted by: Matt Shepherd

Understanding the High-Ratio Construction Mortgage Building your dream home in Burlington, ON is an exciting journey, but financing the build requires the right strategy. An Insured Constr ...

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Understanding the Open Mortgage in Canada: Your Guide to Ultimate Flexibility

Understanding the Open Mortgage in Canada: Your Guide to Ultimate Flexibility

July 7, 2026 | Posted by: Matt Shepherd

What is an Open-Term Mortgage and How Does It Work? When navigating the housing market in Burlington, ON and surrounding areas like Oakville and Hamilton, having the right financing s ...

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2026 First-Time Buyer Mortgage Rules, What Lower Payments Could Really Mean

2026 First-Time Buyer Mortgage Rules, What Lower Payments Could Really Mean

July 7, 2026 | Posted by: Jason Woods

Buying a first home in Canada is still a major financial decision. Higher home prices, mortgage qualification rules, down payment requirements, closing costs, and day-to-day affordability all matter. ...

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Your Guide to a First Time Home Buyer Mortgage Canada

Your Guide to a First Time Home Buyer Mortgage Canada

July 5, 2026 | Posted by: Matt Shepherd

Navigating Your First-Time Buyer Mortgage in Burlington Entering the real estate market is an exciting milestone, but securing a First-Time Homebuyer Mortgage (also known as a First-Time Bu ...

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Understanding the Closed Mortgage: Your Guide to Secure Home Financing in Burlington

Understanding the Closed Mortgage: Your Guide to Secure Home Financing in Burlington

July 2, 2026 | Posted by: Matt Shepherd

What is a Closed Mortgage and Why Choose One? When navigating the real estate market in Burlington, ON, finding the right financing is crucial. A closed mortgage, also known as a closed-ter ...

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