Mortgage Blog

April 29 - 2026 - Bank of Canada maintains policy rate at 2.25%

April 29 - 2026 - Bank of Canada maintains policy rate at 2.25%

April 29, 2026 | Posted by: Jason Woods

The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The evolving conflict in the Middle East is causing heightened vol ...

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Your Complete Guide to a CMHC Insured Mortgage in Burlington

Your Complete Guide to a CMHC Insured Mortgage in Burlington

April 29, 2026 | Posted by: Matt Shepherd

Understanding the High-Ratio Insured Mortgage When purchasing a home in Burlington or the surrounding areas, many first-time buyers and seasoned homeowners alike encounter the term high-ratio in ...

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Your Guide to Private Mortgages in Burlington and Across Canada

Your Guide to Private Mortgages in Burlington and Across Canada

April 28, 2026 | Posted by: Matt Shepherd

Understanding Private Lenders and Equity Private Loans When traditional banks say no, a private mortgage Canada residents can rely on might be the perfect solution. Private mortgages, also ...

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Your Guide to a Home Equity Loan and Second Mortgage in Burlington

Your Guide to a Home Equity Loan and Second Mortgage in Burlington

April 28, 2026 | Posted by: Matt Shepherd

Understanding the Basics of a Second Mortgage in Canada If you are a homeowner in Burlington, ON, looking to unlock the value of your property, a Home Equity Loan, also known as a Second Mo ...

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Your Complete Guide to the Cash-Back Mortgage in Burlington, ON

Your Complete Guide to the Cash-Back Mortgage in Burlington, ON

April 28, 2026 | Posted by: Matt Shepherd

Understanding the Cash Back Mortgage Canada Landscape If you are looking to purchase a home in Burlington or the surrounding areas, finding the right financing is a critical step. A Cash-Back Mo ...

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Your Guide to a Debt Consolidation Loan Canada: Unlocking Home Equity in Burlington

Your Guide to a Debt Consolidation Loan Canada: Unlocking Home Equity in Burlington

April 27, 2026 | Posted by: Matt Shepherd

What is Equity Debt Consolidation? If you are feeling overwhelmed by high-interest credit cards and personal loans, a debt consolidation loan Canada could be the financial reset you need. A ...

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First Mortgage Equity Canada: Your Guide to Equity-Based First Mortgages

First Mortgage Equity Canada: Your Guide to Equity-Based First Mortgages

April 22, 2026 | Posted by: Matt Shepherd

Understanding Equity-Based First Mortgages in Burlington If you own a home in Burlington, ON, or the surrounding areas, understanding how to leverage your property's value is crucial. A first mo ...

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Your Complete Guide to Condo Financing and Strata Mortgages in Burlington

Your Complete Guide to Condo Financing and Strata Mortgages in Burlington

April 21, 2026 | Posted by: Matt Shepherd

Navigating a Condo Mortgage in Canada Securing a condo mortgage in Canada involves a unique set of steps compared to buying a detached home. Whether you are looking at a sleek new build in ...

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Navigating the Non Resident Mortgage Canada Process: A Guide for Foreign Buyers

Navigating the Non Resident Mortgage Canada Process: A Guide for Foreign Buyers

April 21, 2026 | Posted by: Matt Shepherd

Understanding Foreign-Buyer and Visa Holder Mortgages in Burlington Securing a non resident mortgage canada can feel like a complex journey, especially with changing regulations and unique ...

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5 Most Important Issues That Can Delay a Mortgage Closing in Canada

5 Most Important Issues That Can Delay a Mortgage Closing in Canada

April 15, 2026 | Posted by: Jason Woods

Many Canadian homebuyers feel a sense of relief once they hear the words, "you are approved." That relief makes sense, but it can also create a false impression that the mortgage process is complete ...

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