Mortgage Blog

Expert Guide to Mortgage Refinance in Burlington: Lower Rates and Better Terms

Expert Guide to Mortgage Refinance in Burlington: Lower Rates and Better Terms

July 12, 2026 | Posted by: Matt Shepherd

Understanding Mortgage Refinance in Canada: Rate Reduction and Term Extension If you are a homeowner in Burlington, ON, exploring a mortgage refinance can be one of the smartest financial d ...

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Your Complete Guide to a CMHC Insured Construction Mortgage in Burlington

Your Complete Guide to a CMHC Insured Construction Mortgage in Burlington

July 9, 2026 | Posted by: Matt Shepherd

Understanding the High-Ratio Construction Mortgage Building your dream home in Burlington, ON is an exciting journey, but financing the build requires the right strategy. An Insured Constr ...

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Understanding the Open Mortgage in Canada: Your Guide to Ultimate Flexibility

Understanding the Open Mortgage in Canada: Your Guide to Ultimate Flexibility

July 7, 2026 | Posted by: Matt Shepherd

What is an Open-Term Mortgage and How Does It Work? When navigating the housing market in Burlington, ON and surrounding areas like Oakville and Hamilton, having the right financing s ...

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2026 First-Time Buyer Mortgage Rules, What Lower Payments Could Really Mean

2026 First-Time Buyer Mortgage Rules, What Lower Payments Could Really Mean

July 7, 2026 | Posted by: Jason Woods

Buying a first home in Canada is still a major financial decision. Higher home prices, mortgage qualification rules, down payment requirements, closing costs, and day-to-day affordability all matter. ...

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Your Guide to a First Time Home Buyer Mortgage Canada

Your Guide to a First Time Home Buyer Mortgage Canada

July 5, 2026 | Posted by: Matt Shepherd

Navigating Your First-Time Buyer Mortgage in Burlington Entering the real estate market is an exciting milestone, but securing a First-Time Homebuyer Mortgage (also known as a First-Time Bu ...

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Understanding the Closed Mortgage: Your Guide to Secure Home Financing in Burlington

Understanding the Closed Mortgage: Your Guide to Secure Home Financing in Burlington

July 2, 2026 | Posted by: Matt Shepherd

What is a Closed Mortgage and Why Choose One? When navigating the real estate market in Burlington, ON, finding the right financing is crucial. A closed mortgage, also known as a closed-ter ...

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Your Guide to a Portable Mortgage in Canada: Switch and Transfer Mortgages Explained

Your Guide to a Portable Mortgage in Canada: Switch and Transfer Mortgages Explained

July 1, 2026 | Posted by: Matt Shepherd

Understanding Mortgage Porting and Assumption Transfers in Burlington If you are planning to move to a new home in Burlington, ON, or the surrounding areas like Hamilton and Oakville, you might be wo ...

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Renewing Soon? Why Sticky Inflation Could Affect Your Mortgage Strategy This Summer

Renewing Soon? Why Sticky Inflation Could Affect Your Mortgage Strategy This Summer

June 22, 2026 | Posted by: Jason Woods

If your mortgage is coming up for renewal this year, you may be watching interest rate news more closely than usual. That makes sense. A renewal is not just paperwork from your lender, it is a cha ...

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June 10, 2026 - Bank of Canada maintains the policy rate at 2.25%

June 10, 2026 - Bank of Canada maintains the policy rate at 2.25%

June 10, 2026 | Posted by: Jason Woods

The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The conflict in the Middle East is now in its fourth ...

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First-Time Buyer GST/HST Rebate, What It Means for New Home Affordability in Canada

First-Time Buyer GST/HST Rebate, What It Means for New Home Affordability in Canada

June 4, 2026 | Posted by: Jason Woods

Buying a first home in Canada has not been easy. Between higher home prices, changing mortgage rates, stricter qualification standards, and the rising cost of everyday life, many first-time buyers hav ...

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